Our New Video
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View ArticleFiling Chapter 7 then Chapter 13 Bankruptcy: Chapter 20?
A “Chapter 20” bankruptcy is the practice of filing for Chapter 13 bankruptcy immediately after completing a Chapter 7 case. A Chapter 20 bankruptcy can allow debtors to discharge their unsecured debts...
View ArticleThe Legacy of the Bankruptcy Abuse Prevention and Consumer Protection Act
A decade ago, there was a lot of controversy about whether or not bankruptcy reform was necessary and what form it should take. After a lot of back and forth debate, the Bankruptcy Abuse Prevention...
View ArticleUnsecured Debt and How Bankruptcy Affects It
There is a significant difference between secured and unsecured debt and how it is treated during a bankruptcy action. Secured debt is backed by collateral. For example, a car loan is secured by the...
View ArticleBankruptcy Options for Small Businesses
Small businesses are a driving force behind the economic health of the United States. While large corporations make up a substantial portion of the market, small businesses are still heavily relied...
View ArticleTop Reasons Why People File for Bankruptcy
There are countless reasons why millions of Americans have decided to file for bankruptcy. While there are a few options that people have for managing and eliminating their debt, bankruptcy protection...
View ArticleWhat is the Home Affordable Modification Program (HAMP)?
Foreclosure has been plaguing millions of homeowners over the past decade. As the country’s financial situation worsened, homeowners felt the effects when they were unable to prevent the foreclosure...
View ArticleBankruptcy: The Foreclosure Kill Switch
9.1 million homeowners are grappling with being seriously underwater (owing at least 25 percent more than their homes are worth) in an economy in which the average family’s earnings are stagnant or...
View ArticleStupid Things Finance People Say
My job requires reading a lot of financial news. It’s one of my favorite parts. But it gives me a front-row seat to the downside of financial journalism: gibberish, nonsense, garbage, and drivel. And...
View ArticleThe Millennial’s Guide to Personal Finance
Most high schools don’t teach how to balance checkbooks or navigate loans, though plenty of young people wish they had more access to formal financial education.While it would be impossible to fit an...
View ArticleJamaican shakes things up in the US
On her 18th birthday, Georgette Miller said that while attending Holy Childhood High School her father told her he was no longer legally responsible for her and that she had to leave.“I was in my first...
View ArticleTop 5 New Real Estate Laws Affecting NYers in 2015
1. National Flood Insurance Program Reformed: In recent years, flood insurance premium rates have skyrocketed. The Homeowner Flood Insurance Affordability Act of 2014 mitigates some of those rate...
View ArticleBankruptcy 101: The good, the bad, and the ugly
There is a lot of confusion and apprehension about filing bankruptcy. Some people believe they will lose everything they own. Others think they can keep everything and still get rid of debt. The truth...
View ArticleCan I Eliminate Homeowner’s Association (HOA) Dues In A Chapter 7 Bankruptcy?
The money that you owe to the homeowner’s association is not necessarily wiped out if you file for Chapter 7 bankruptcy. If you choose to remain living in the home, you can expect to have no other...
View ArticleWhat are the most common types of mortgage loans?
Prospective homeowners are faced with an overwhelming amount of different loans provided by lenders trying to snag new business. Regardless of the often outlandish advertisements, choosing the wrong...
View ArticleHow To Solve Your Biggest Problems With Personal Finance
Managing finances is a task that all adults need to commit to, but the real struggle is getting started. Life is hectic enough without constant worry over accidental overspending or exceeding a budget...
View ArticleCan a Mortgage Loan Modification Help You Avoid Foreclosure?
The post Can a Mortgage Loan Modification Help You Avoid Foreclosure? appeared first on GeorgetteMillerLaw.com.
View ArticleBankruptcy: The Foreclosure Kill Switch
... The post Bankruptcy: The Foreclosure Kill Switch appeared first on GeorgetteMillerLaw.com.
View ArticleStupid Things Finance People Say
... The post Stupid Things Finance People Say appeared first on GeorgetteMillerLaw.com.
View ArticleThe Millennial’s Guide to Personal Finance
... The post The Millennial’s Guide to Personal Finance appeared first on GeorgetteMillerLaw.com.
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